Bank Of India Home Loan Application Form Pdf

Bank of India Home Loan Application Form PDF

If you wants a Home loan from Bank of India then you need Bank of India Home Loan Application Form PDF, and you have come to the right website. In this post, you can download the Bank of Bank of India Home Loan Application Form through the link given inside this article.

Bank of India Provides Home loans to purchase a Plot for construction of a House, to purchase/construct house/flat, as well as for renovation/ repair/alteration/addition to house/flat Maximum loan amount is Rs.500 lacs and repayment ranges up to 30 years, with reasonable margin and nominal processing charges. No commitment /administrative charges.

Bank of India Home Loan Application Form PDF – Details Required

  • Name and Permanent Address of Applicants
  • Individual Customer ID
  • Mobile No. and Email ID
  • Annual Income
  • Proposed Loan Details
  • Personal Details of the Applicants
  • GSTIN Details
  • Sourcing Details
  • Work Related Information
  • Other Information

Bank of India Home Loan Application Form – Documents Required

  • Application Form
  • KYC Documents (Proof of Identity, Proof of Address)
  • Latest 2 Salary Slip in case of Salaried Person or In case of Businessman Income Documents
  • Bank Statement for last 3 months
  • 4 Security PDF Cheque
  • Last 3 Years ITR or Form 16

Bank of India Home Loan Schemes

Bank of India (BOI) offers housing loans with attractive features and benefits with interest rates starting from 7.40% p.a. Loan tenures of up to 30 years, easy repayment options, and low processing fees starting from 0.25% of the loan amount, are features that make their home loans affordable. BOI home loans are also known for simplified application process, excellent customer service, and fast approvals.

The four main housing loans offered by Bank of India are BOI Star Home Loan, Star Diamond Home Loan, BOI Star Smart Home Loan, and Star Pravasi Home Loan. From time to time, the bank offers discounts on home loan interest rates and processing fees during the festive season.

  1. BOI Star Home Loan
    • Interest Rate: 7.40% to 9.25% p.a.
    • Processing Fees: 0.25% of the loan amount (Min. Rs.1,500; Max. Rs.20,000) and 0.50% of the loan amount (Min. Rs.3,000; Max. Rs.40,000)
    • Free personal accident insurance cover.
    • Housing loans up to Rs.3 crore available for applicants of selected cities.
    • 0.5% concession on interest rates for women borrowers.

    *BOI charges 75% of the processing fees charged for individual applicants for rural applicants.

    **Interest rate is applicable for salaried individuals/professionals/self-employed persons/corporates/NRIs/PIOs/partnership firms/HUF/proprietor firm applicants.

  2. BOI Star Diamond Home Loan
    • Interest Rate: 7.40% onwards
    • Processing Fees: One-time processing fee of Rs.50,000 or maximum as per Star Home Loan Scheme, whichever is higher
    • Up to Rs.5 crore loan amount available.
    • Can be availed by individuals/firms/corporates with average minimum gross income of Rs.1 crore.
    • Available for applicants from select cities (New Delhi, Hyderabad, Pune, Bangalore, Chennai, etc.).

    *BOI charges 75% of the processing fees charged for individual applicants for rural applicants.

    **Interest rate is applicable for high net worth individuals/firms/corporates

  3. BOI Star Smart Home Loan
    • Interest Rate: 7.40% onwards
    • Processing Fees: 0.25% of the loan amount (Min.Rs.1,500; Max. Rs.20,000) and 0.50% of the loan amount (Min.Rs.3,000; Max. Rs.40,000)
    • Available for existing BOI savings account or current deposit customers.
    • Available for new customers who open a new savings account/current deposit account.
    • Minimum home loan for salaried at Rs.5 lakh and Rs.10 lakh for others.

    *BOI charges 75% of the processing fees charged for individual applicants for rural applicants.

    **Interest rate is applicable for existing BOI savings bank account or current deposit customer or those who are willing to open an SB/CD/salary account with BOI

  4. Star Pravasi Home Loan
    • Interest Rate: 7.40% p.a.
    • Processing Fees: 0.50% of the loan amount (Min.Rs.3,000; Max. Rs.40,000) and 0.25% of the loan amount (Min.Rs.1,500; Max. Rs.20,000)
    • Available for NRIs with valid passport and Persons of Indian Origin (PIOs).
    • Loan amount of up to Rs.5 crore to buy or construct a house/flat in select cities.
    • Repayment tenure of up to 30 years.

    *All processing fees mentioned are excluding registration costs, stamp duty charges, etc

Bank of India Home Loan Interest Rates 2022

BOI Home Loan Scheme Interest Rate
BOI Star Home Loan 7.40% p.a. onwards
BOI Star Diamond Home Loan 7.40% p.a. onwards
BOI Star Smart Home Loan 7.40% p.a. onwards
Star Pravasi Home Loan 7.40% p.a. onwards
Pradhan Mantri Awas Yojana 7.85% p.a.
BOI Star Loan Against Property 9.75% p.a. onwards

Bank of India Home Loan Application Form PDF Download

Article Bank of India Home Loan Application Form
No. of Pages 5
PDF Size 0.45 MB
Beneficiary Bank Customer
Language English
Official Site bankofindia.co.in
Bank of India Home Loan Application Form PDF Download PDF

Bank of India (BOI) Customer Care Helpline Number

Toll Free Number:                                                   1800 103 1906

RTGS             Rtgs.boi@bankofindia.co.in         (022) 67447092 / 93

NEFT            Boi.neft@bankofindia.co.in           (022) 61312984/61312992/61312997

IMPS            Boi.imps@bankofindia.co.in         (022) 61312994/61312995

UPI                                                                            (022) 67447025 

Address: C – 5, “G” Block, Bandra Kurla Complex, Bandra (East), Mumbai 400 051

Conclusion

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